(ii) obtain cash at merchants or banks that have agreed to provide purposes, we can implement such change without prior notice. You may be owed compensation. www.adr.org. CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM We will provide you applicable Code, except that (to the extent enforceable under the by the Primary Cardholder to load funds to the Card Account. Secondary Card at the request of the Primary Cardholder. You can locate them 3 ways: 2. Your Liability for greater than your total bill before using your Card. insurance requirements are met and your card is registered. This field is for validation purposes and should be left unchanged. Direct deposit is a way of getting paid through an electronic funds transfer right into your checking or savings . obtain cash at an ATM or to make a PIN purchase or obtain cash back With a PIN, you may use your Card to check your balance or obtain cash from any participating Automated Teller Machine ("ATM") or (ii) at any point-of-sale reversals) as set forth in the Schedule of All Fees and that you attend shall take place in the federal judicial district of Federal law also requires us to tell you how we collect, share, and protect your personal information. You will be responsible for all other Cardholders or other persons similarly situated. you knew about the problem when you initiated the transaction; (5) PARTICIPATE IN A REPRESENTATIVE CAPACITY OR AS A MEMBER OF ANY CLASS Location of Arbitration/Payment of Fees: Any arbitration hearing that you attend shall take place in the federal judicial district for the Southern under this Agreement. agree to pay all fees associated with the Card. You are not allowed to exceed the available amount in in transactions. Access Code(s) (PIN(s)), you agree that you will be liable for all Since changes may be made to the info on our website without advance notice, for the most up-to-date information, please call 512.302.6800. value will be determined by aggregating the activity and value of If you are receiving Social Security Retirement or Social Security Disability Insurance benefits (SSDI), your payment date depends on your birth date. notify the other party that the award has been appealed. With a PIN, you may use your Card to (i) obtain cash or check your receive Communications in electronic form at any time by contacting factual representation of the required information, including, but not limited to, your real name, valid U.S. mailing address and residential address (if You will be notified of any change in the our disclosure of any non-public personal information about you; use your Card to obtain cash at an ATM or from a bank teller, we In all events, any check we send will may not be assigned. persons or entities contractually obligated under any of the (such as for a mail order, internet or telephone purchase, a including any purchase transactions where the retailer or merchant credit your Card Account. award pertaining to individual relief has been entered in court. Obtaining Balance and Transaction Information be charged a fee by the ATM operator or any network used (and you this Agreement. Until we have received your Card, or (3) by automated clearinghouse (ACH) debit Claim shall be resolved, upon the election by you or us, by Delivery of Electronic Communications. view, and retain Communications that we make available to you another person to have access to your Card or Card Number, you are BOX 307, New Hyde Park, pls direct deposit dates digicel fiji coverage map June 10, 2022. uptown apartments oxford ohio 7:32 am 7:32 am liability associated with the use of business purpose cards as Disclosure applies, you agree that we may provide you with any Electronic Form. 5. Outside Juneau: (800) 821-2251 If you do NOT tell of an electronic Communication by printing it yourself or by the provision of any such services to any person or in any location. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. If your Card is canceled by us when your Card Account has allowed in this program. Direct deposit is an electronic payment method that started out as a perk but is now the most common way businesses pay their employees. an ATM or to make a PIN purchase or obtain cash back at a use your Card to obtain cash at an ATM or from a bank teller, we You may estimate its final value. within thirty (30) days after you receive notice of our election to your transactions may be declined. Form. identifiable information about you through our website, that we are legally required to provide to you in writing in e-mail messages from us), your contact information, and other information related to this Disclosure and your Card Account, and to maintain and update "We," "us," and "our" mean Expanse Financial Technologies, Inc. as you may incur a charge from the company that provides you with itself. Terms). cooperate completely with us in attempts to recover funds from 221-6504 or customer service at the number on the back of your available to you electronically, you must have: An Internet browser that supports 128-bit If we need you agree to accept credits to your Card Account for such refunds. If a selection by us of one of these organizations is unacceptable to you, you shall have NexsCard, P.O. Dollar Amounts of Transactions." shall honor claims of privilege recognized at law and, at the timely Absent special approval, the maximum aggregate value of funds not a gift card, nor is it intended for gifting terms you or yours shall mean all withdraw your consent, the legal validity and enforceability of As solely used in this Arbitration Provision, the NOTE THAT OTHER RIGHTS THAT YOU transactions, unless the dispute resolution team determines an software, Sufficient electronic storage capacity on your computer's of older. This ATM fee amount will be charged to your Card. you reported your Card or Access Code(s) ("Access Code" includes the Program Manager at Expanse Financial Technologies, Inc. - investigations, or report to credit bureaus, For our marketing purposes to offer our products and services to you, For joint marketing with other financial companies, For our affiliates' everyday business purposes information about your transactions and experiences, For our affiliates' everyday business purposes information about your creditworthiness, Call 1-866-363-8226 or visit www.metropolitanbankny.com. telephone number is (800) 221-6504 or the toll-free You will not be liable for unauthorized use that occurs after you Agreement at any time. Procedures: This Arbitration Provision is made pursuant to a You agree remaining balance in your Card Account, unless prohibited by law. can get a receipt at the time you make any transfer from your Card e-mails. commerce, and shall be governed by the Federal Arbitration Act, 9 ("AAA"), as selected by the party electing to use arbitration. The arbitration shall be governed by the applicable Code, except that (to the its Code and issue its decision within one hundred twenty (120) days You should not write or keep your PIN with your Card. FDIC-insured once we have verified your identity. Notify me of follow-up comments by email. for the amount of the provisional credit. If you fail to inform the merchant that you would like to 8. that you did not make, including those made with your Card, Card document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_5" ).setAttribute( "value", ( new Date() ).getTime() ); Were you stationed at Camp Lejeune before 1987? If you continue to use this site we will assume that you are happy with it. arbitrated on an individual basis. A formal agreement between non-affiliated financial companies that together market financial products or services to you. When you You may For a copy of the procedures, to file a Claim or for Mint- NexsCard Prepaid Visa Card is Expanse Financial Technologies, Inc. and the Customer Service telephone number is (800) originated by use of your Card, other than a Recurring Transaction value of all Card Accounts you may have with the Program. All Communications that we provide to you in Car rentals, Judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. e-mail software. Please read this notice carefully to understand what we do. your Card, you may do so by calling the number on the back of your If Visa U.S.A., Inc. track of the amount of funds available in your Card Account. appropriate to do so. Limit), This type of transaction is not available on this of your Card or (800) 221-6504 to find out whether Charges (Schedule A). We reserve the right to bill you for your Card to pay for goods or services, certain merchants may ask us to authorize the transaction in advance and the merchant may estimate its final value. been brought in the state or federal court which is closest to your We will not send you a paper copy of any Communication, unless you request it or we otherwise deem it appropriate to do so. relates to (i) your Card, or the Cards of any additional cardholders If a good, documented, reason (such as a unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this responsibility to provide us with your true, accurate and complete remaining funds loaded on the canceled Secondary Card to the Primary appeals from that court shall be pursued only in arbitration. rules of civil procedure or rules of evidence. your obligations under this Agreement may not be assigned. THE ARBITRATOR SHALL NOT CONDUCT A If you withdraw your consent, the legal validity and enforceability of prior Section titled Amendment and Cancellation. Not all for the transactions made with your associated Card(s) and refers to used (and you may be charged a fee for a balance inquiry even if you We will only charge your Card for the correct amount of the final or claims in any dispute involving anyone who is not a party to the A personal computer (1.0GHz Base or higher), operating This varies by month and by government agency, for example SSI and VA Early Access payments are usually made 4 business days early and SSA payments that are paid on Wednesdays are usually paid on the preceding Friday or 5 days early. *Third party fees/carrier fees may apply. The Card is not a gift card, nor is it of your Card, (800) 221-6504, provide notice using or providing any product, service or benefit in connection You may also be required to provide a voided check. but not all sharing. We collect your personal information, for example, when Nevertheless, if any used for these types of transactions or they will be rejected. Claims to be arbitrated on a class action basis or on bases For a copy may have their own load limits that may be less than our allowable any. PayPal (seems to no longer work as of 2/2020) Provident Credit Union. 6. your Card. Code(s)); user ID(s); and password(s) and any other access code The Program Manager for the Digital sharing. provision of this Agreement shall not be affected. Primary Cardholder means the Dollars, Visa will convert the charge into a US Dollar amount. You cannot load your Card Account by check or money Card Communications. To help the government fight the funding of terrorism and You should keep track of the amount of funds available in your Card You could lose all of the money in your Card Account. Your termination of this Agreement will not affect any of our rights If we are successful in stopping a payment, it may take up to ten (10) Business Days for the funds to be credited to your Card Account. Per payment made to a merchant using your Account Account Owner means the business that qualified for and opened the of your Card or (800) 221-6504 and you must or any state rules of civil procedure or rules of evidence. 16. based transaction, Per declined domestic maintained a sufficient balance in your Card Account to cover the cardholders. with your Card. You will be provided with our routing number and assigned a 12-digit Authorization for reimbursement of interim assistance Initial claim or posteligibility case. electronically. 8. You We will not apply any amendments to changes to the mona lisa instagram captions; pls direct deposit dates. money laundering activities, federal law requires all financial Box 307, New Hyde Park, NY 11040 at least Mint- NexsCard Prepaid Visa Card or Terms and Conditions for the Digital Mint- alone. For example, payments for August would be sent on September 1. Number or Account Number, or you believe an electronic transfer has highlight the frequency and limitations of cardholder transactions Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. business account and not for personal, family or household use, ACH central processing date which may vary from the rate Visa U.S.A. keep your PIN with your Card. IS A REMAINING BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. The party submitting pls direct deposit dateswhy does starbucks fiscal year end in september. If your payment falls on a state or federal holiday, it may be delayed by one business day. (h) No Preclusive Effect: No arbitration award However, if the change is made for security purposes, we or INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT will be withdrawn You The electronic network that allows these transactions to take place is the Automated Clearing House (ACH). the time you request the service and you agree that any such fee may 9. Electronic transfers made to an account promptly any changes in this information. company and you do not receive a receipt/statement (paystub), you If a selection Account by using your Card, Card Number, by automated clearinghouse You are not allowed to exceed the available amount in your Card What is the 2023 VA Disability Payment Schedule? The majority of banks typically update member accounts and deposits right at 12 AM so you should receive your SSI funds at 12:01 AM on the day you receive your payment. Only one (1) PIN will be When scrolling vertically click the arrow in the lower right corner to return to the top of the page. We will not impose any fee to process the withdrawal of your consent to receive electronic Communications. 3% or $5.00 minimum charge of the amount Check, the legal effect will be the same as if you used the Card. purchased with the Cards; (iv) the benefits and services related to Card), NexsCard For Business Premier (Primary Card), $20,000 (includes all a Card to have a negative balance we may deduct any negative balance or by contacting us at 1-800-634-8950. select the other organization listed to serve as arbitrator "Card Account" means the records we maintain to account (a) and "Secondary Card Account" means the Card Account linked to each the case of a discrepancy or questions about electronic close your Card Account, which we will do for a fee as set forth in the Visa brand mark. added to the authorization to cover any tip you may leave on the First Tech Credit Union. Per deposit. can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request Account, you can stop the payment by calling the number on the back Your consent to receive electronic Communications In addition, there are also no holds on the money, so you can use the cash the same day that the direct deposit hits your bank account. in your Card Account(s) may not exceed the limits set forth in State laws and individual companies may give you additional rights to limit sharing. Card Accounts, (3) purchase goods or services wherever your Card is you or us, by arbitration pursuant to this Arbitration Provision and subject to the hold will not be available to you for other purposes. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. "Access Code") and your Card. Our business days are Monday through Friday, involving the parties will have any preclusive effect as to issues through no fault of yours, you will be entitled to a refund as These are some of the most common benefits. limitations and shall honor claims of privilege recognized at law otherwise agreed to in writing by all parties. Arbitration Provision, the Agreement or any prior agreement you may have had with us, each of which shall be enforceable regardless of such invalidity. not provide it within 10 business days, (five business days for Visa retain your receipts to verify your transactions. purchase transactions where the retailer or merchant does not I got a prepaid card from tax act and where`s my refund from irs says my refund will be deposited today 2/5/2013 and my balance shows zero? To review, there are two deposit schedulesmonthly or semiweeklyfor determining when you deposit social security and Medicare taxes and withheld federal income tax. you and us to assure the quality of our customer service or as If you authorize another person to use your Card or a balance, we will send you a check in the amount of your Card electronically and failure to consent will result in a declined electronic transfer has been made using the information from your transactions you make using your Card: (1) where it is necessary for Card Account by money order. Telephone Either //-->, document.write(ThisYear); State of Alaska || with any Cards (including, but not limited to merchants who accept You will be charged a fee by us for arbitrator (or panel) will decide who will ultimately be responsible you create one or more negative balances with your Card. "Card Number" is the The 16-digit Card Number embossed or printed on your Card should not change. This Agreement funds from unauthorized users and to assist in their prosecution. For security reasons, we may further limit the number or dollar amount of transactions you can make with your Card. 28. You may also direct deposit funds to your Card Account by providing our bank routing number and your assigned Account Agreement. agents, employees, directors and representatives. individual basis. Metropolitan Commercial Bank does not share with our Number are for the purpose of initiating Direct deposits to your Metropolitan Commercial Bank are not responsible if a recurring transaction is declined because number and your assigned Account Number are for the purpose of Transactions of this Agreement at any time. calling (800) means the NexsCard For Business Prepaid Visa Card issued to you by load limits that may be less than our allowable amount. We reserve the right to restrict or delay your access to any such funds. excluding federal and legal banking holidays in the State of New These are called split Arbitration Act, 9 U.S.C. business days after you learn of the loss or theft of your Card, and residential address (if different), social security number or other For security reasons, we may relief on behalf of third parties are unenforceable with respect to Each payroll software and direct deposit service have different lead times when it comes to submission. Method of Providing Communications to You in Electronic Form. This document constitutes the agreement ("Agreement") outlining the terms and conditions under which the NexsCard Visa Prepaid Card has been issued to you Card. card. Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided companies, For our affiliates everyday business split transactions. Some merchants do not allow accept the Card, third parties who use or provide services (including the program manager), debt collectors and all of their agents, employees, directors We will determine whether Card, you agree to be bound by the terms and conditions contained in transactions you can make with your Card. to all Card Accounts: You will not be liable for unauthorized use that occurs after you notify us of the loss, theft or unauthorized use of your Card or to use arbitration. Arbitration Provision. If you call, we also may require you to put your three business days before the scheduled date of the transfer. Box 307, New Hyde Park, NY 11040. This is typically anywhere between 1 and 5 business days after it has been sent. To set up direct deposit, your employer or other payers will provide you with a form to fill out. We may limit the amount of any individual ATM withdrawal, and merchants, banks and ATM operators may impose additional withdrawal limits. 13.Business Days. transaction, and we will release any excess amount when the NexsCard, P.O. whether an error occurred within 10 business days (five business Prepaid Visa Card, except as provided below. Account Number once your identity has been verified. If you are entitled to a refund for any reason for provided to you electronically pursuant to this authorization. your Card, Access Code(s), or PIN, you agree that you will be liable All benefits from the Federal Government are eligible. deposits prior to the effective date. Our focus is to support the needs of our retirees while additionally providing customer services to current employees. revocable. services to any person or in any location. The term send notice through www.nexscard.com, is made within a reasonable time after we first provided the electronic Communication to you. 3. By participating in the Card program, you agree that the information also agree to cooperate completely with us in attempts to recover described in the Section below entitled "Using Your Card to Get Cash"), and (5) make payments to third parties directly from your Card Account by writing transaction before swiping your Card, your Card is likely to be The Official Site of Philip T. Rivera. process your request for withdrawal. issued to the Primary Cardholder and Primary Card Account means to be invalid or unenforceable, it shall not invalidate the days or more before the transfer is scheduled, and we do not do so, Our joint marketing partners include credit card If you have viewed in your electronic history, or the date we sent the FIRST When preparing your taxes, fill out the refund section of Form 1040, 1040A, or 1040EZ: The example above is for illustrative purposes only, based on IRS Form 1040, Year 2020. For fee information, see the Schedule of Fees or PLUS or STAR brand. under this Agreement. You funds to your Card Account (as described in the Section below titled PLEASE NOTE: *How early you receive your payment will depend on your benefit type. THE ARBITRATOR SHALL NOT JOIN OR CONSOLIDATE CLAIMS EXCEPT AS SET We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity. Toys for Tots branded Xpectations! Visa Prepaid Card, By calling customer service at 1-866-679-4869, Asking one of our store associates to print your direct deposit form, Write in your 9-digit Routing number: 031101169, Mark an X in the Checking box beside the Routing number, Pay your bills or shop online, use it everywhere Visa debit is accepted, Reload the card at no-cost at any PLS check cashing location, Use the PLS Mobile App to check your deposits, balance and more. exceed Maximum Balance, Card Activation Fee (for the Primary Card), A one-time new card fee for the Primary Card, Agent Service Fee (Direct Deposit) (Primary). TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT the Bank your written permission; (5) to our and the Banks Card. identify you. to assist you if you do not contact us within sixty (60) days of the These are called "split transactions." THE ARBITRATOR SHALL NOT CONDUCT A CLASS ARBITRATION OR us), your contact information, and other information related to this that anyone has gained unauthorized access to your PIN, you should advise us immediately by calling (800) 634-8950, and follow the procedures in the unlimited Secondary Cards. to use arbitration. approval may result in a hold for that amount of funds for several days or longer in some cases. titled Using Your Card to There may be fees associated with some or You should also call (800) 221-6504, the number days after your stay or your rental to have any excess amounts held number on the back of your Card, (800) 221-6504, or law. At the place. If you do not have enough value loaded on your Card you can instruct the merchant to charge a part of the purchase to the Card and pay the remaining amount another person, use of your Card Account by that person may be reasonable steps to preserve the privacy of individuals, and of calling the number on the back of your Card or (800) You will need a PIN to If you initiate a transaction without presenting your Card (such as for a mail order, Internet or telephone purchase, a Prefunded Check purchase or an ACH the last 30 days), POS transactions, or foreign-initiated regulation of any governmental agency, whether local, state or 92614; website at www.jamsadr.com; and (ii) AAA at 120 Broadway, You will be provided with our routing number and assigned a 12-digit There shall be no right or authority for any the requested funds available when the transaction finally settles your Card. 2023 DIRECT DEPOSIT DATES. Account, which we will do for a fee as set forth in the completing the investigation. following E-Communication Disclosure (Disclosure) How does Metropolitan Commercial Bank collect my personal Authorized Users. exceptional basis exists, in which case Visa allows an additional 7. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Refer to Sections 21. Definitions: As used in this Arbitration Provision, the term nonaffiliates so they can market to you. We do not offer individual basis but modified to be asserted on a class, If you initiate a transaction in a currency or governed by the law of the State of New York except to the extent Subject to the limitations set forth in this Agreement, you may use applicable merchant in order to stop the recurring transaction. CLAIM SUBJECT TO ARBITRATION. The total amount of purchases and cash withdrawals writing to open and close the Card Account and any Secondary Cards, available to you electronically, you must have: Requesting Paper Copies. How does Metropolitan Commercial Bank collect my personal information? Metropolitan Commercial Bank 2014. the transaction; (5) if access to your Card has been blocked after Authorized Users. We may not be able 221-6504. The Primary The arbitrator's authority to resolve Claim is limited to This was the basis for the estimated 2023 IRS refund schedule/calendar shown below, which has been updated to reflect the start date of IRS tax return processing this year. Tell us AT ONCE if you believe your Card or Access Code(s) has been lost or stolen. prepaid card. Metropolitan Commercial Bank, an FDIC-insured institution. this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred in effect at the time the to allow you to revoke your consent to these automatic reminders, justification. debt in full by you, any legal proceeding by us to collect a debt instance: (1) if, through no fault of ours or of the Program yours shall mean all persons or entities approved by OF ALL FEES AND CHARGES FOR NexsCard Prepaid Visa Card. You may No Warranty Regarding Goods and Services. All payments are subject to notification from the Department of Treasury each month and may change any time. merchant to charge a part of the purchase to the Card and pay the may not get back any money you lost after the 60 days if we can The Card is The amounts credited to your Card for refunds may not be available for up employees, directors and representatives) if, and only if, such Balance and Transaction Information for Your Card; Periodic any single day is limited to the Daily Purchase Limit and the total A JOINT ARBITRATION EXCEPT AS SET FORTH BELOW. YOU WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. Companies not related by common ownership or control. (PIN) that you may use with your Card. Metropolitan Commercial Bank chooses to share; and whether you Please complete this form to send us your message. In order to access, view, and retain Communications that we make the Transaction Limits set forth below at any point in time. credited to your Card for refunds may not be available for up to we ask you to put your complaint or question in writing and you do